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    Thanks Kathy for your help.

    Let me be more specific. I am looking for an existing large group health plan that I can join.

    My thinking is a small group can be cancelled or the rates can be increased beyond your means. I feel that my best bet is joining a trade association of some type. The insurance co. will treat the group as a valued asset and all insured will be better off.

    If anyone knows of such a group PLEASE respond.

    Thanks!

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